Information We Collect and How It’s Used
To process your Lender referral request, we require your name,
phone number, email address, mortgage balance (if any) and estimated
financial information such as debts, salary, credit, etc. In
select cases a social security number may be requested from
particular lenders. This information is used by the lenders in
our network to provide accurate quotes and to contact you with rates
and terms.
Our website uses an order form for visitors to request
information, products, and services. We collect visitor’s
contact information (like their email address). The
information we collect may be used to improve the content of our web
pages, used to customize the content and/or layout of our web pages
for each individual visitor, shared with some of our partners or
reputable third parties to help them contact visitors for marketing
purposes, used by us to contact visitors for marketing purposes,
used by us to get in touch with visitors when necessary.
Personal information, other than contact information, will never be
released to any third party at any time.
Visitors may opt-out of receiving future mailings by following
one of the options described in the Opt-Out/Choice section below.
Please Note: This website contains links to other websites.
BabylonMortgage is not responsible for the privacy practices or the content
of those websites.
Please see " Information Sharing and Disclosure "
section for information on how we at BabylonMortgage.Com handle inquiries for
states we are not licensed to find lenders within.
Data Security
We believe that your personal information
should remain just that, Personal Information, by providing secure
transmission and storing of your information. We always
use industry-standard encryption technologies when transferring and
receiving consumer data exchanged with our website and web server.
This ensures that your personal information (i.e. name, address,
etc) is not intercepted. Our services offer all personal data
transmission through HTTPS, a secure Internet communications
protocol. Our security certificate is issued by Thawte Data Security,
Inc. and held by Thawte, Inc. You may view information about our
certificate, from your browser, when you are on a secure page, by selecting
"Properties" under the File menu in Internet Explorer, or selecting "Page
Info" under the View menu in Netscape, or simply click on the Thawte
Certificate
When we transfer and receive certain types
of sensitive information such as financial or insurance information,
we redirect visitors to a secure server and will notify visitors
through a pop-up screen on our website.
Since only our web server holds the key, we
are the only people who will be able to decrypt your information.
Your information is then stored on a server that is separated from
the Internet so that no one outside our office can retrieve your
information.
We have appropriate security measures in
place in our physical facilities to protect against the loss, misuse
or alteration of information, which we have collected from you at
our site, under our control.
Information Sharing and Disclosure
From time to time, we make the email addresses of those who volunteer their email addresses to us available to other reputable organizations whose products or services we think you might find interesting. If you do not want us to share your email address with other companies or organizations, please let us know by following one of the options described in the Opt-Out/Choice section below.
We will not sell or rent personally
identifiable information regarding our visitors to anyone.
We may send personally identifiable
information about our visitors to other companies or people when:
We have consent to share the information from the individual visitor
We need to share information to provide the product or service requested
We need to send the information to companies who work
on our behalf to provide a product or service. (Unless otherwise
notified by us, these companies do not have any right to use the
personally identifiable information we provide to them beyond what
is necessary to assist us)
We are responding to subpoenas, court orders or legal processes
If you supply us with your postal address online you may receive periodic mailings from us with information on new products and services or upcoming events. If you do not wish to receive such mailings, please let us know by following one of the options described in the Opt-Out/Choice section below. Also, you may receive mailings from other reputable companies. You can, however, have your name put on our do-not-share list by following one of the options described in the Opt-Out/Choice section below.
The information collected on this website will be used
to determine your eligibility to qualify for the type of loan program you
specified in your inquiry. If we are unable to provide you with the type of financing you
are requesting for any reason, including and not limited to, state license
restrictions, program type, or property type, we will then provide your personal
information as it was provided to us, to a fourth party in order to have them
evaluate your eligibility under their programs currently being offered and
that lender/broker will contact you. By filing
out an inquiry form on our website, you agree to allow us to contact you, and
provide your information to a third, or even fourth party in order to have
them contact you regards to the mortgage you require. We will not provide
your information to any other company outside of the mortgage lending
industry for any other purpose other than to provide you with assistance in
obtaining the
products and services you requested. A inquiry form can not be submitted
without you/borrower/applicant first acknowledge that you are at least 18
years of age and agree to these terms and conditions found on this website.
Changes to this Privacy Policy Statement
We may amend this policy from time to time and we may use visitor
information for new, unanticipated uses not previously disclosed in
this privacy policy statement. If our information practices
change at some time in the future or if we make any substantial
changes in the way we use your personal information, we will post
the policy changes prominently to our website to notify you of these
changes and provide you with the ability to opt-out of these new
uses. If you are concerned about how your information is used,
you should check back at our website periodically.
Customers may then prevent their information from
being used for purposes other than those for which it was originally
collected by following one of the options described in the
Opt-Out/Choice section below.
Opt-Out/Choice
Our website provides visitors the opportunity to opt-out of receiving communications from us, our partners, or third parties at the point where we request information
about the visitor. This website gives the users the following options for removing
their information from our database to not receive future communications:
1. You can send an email to:admin@babylonmortgage.com
2. You can call: 1-800-913-9419
3. You can write to:
Customer Service
CJP Consultants Inc.
73 Deer Park Avenue
Babylon NY 11702
Correct/Update
Upon request, we offer visitors the following options for changing and modifying
information previously provided:
You can send an email
to: admin@babylonmortgage.com
Contact Us
If you have any question about this privacy statement, the
practices of our website, or your dealings with our website, you can
contact us at:
Customer Service CJP Consultants Inc. 73 Deer Park Avenue
Babylon NY 11702.
If you feel that
this site is not following its stated information policy, you may
contact us at the address above, state or local chapters of the
Better Business Bureau, state or local consumer protection office,
The Federal Trade Commission by phone at 202.FTC-HELP (202.382.4357)
or electronically at
http://www.ftc.gov/ftc/complaint.htm.
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